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📊 WHY THIS MATTERS
Buy-now-pay-later products are now the second most common form of borrowing among young people in the UK — yet debt and credit are among the least taught topics in schools.
Course Objectives
- Distinguish between good debt and bad debt
- Explain how credit cards, loans and APR work
- Understand how compound interest can increase what’s owed
- Identify strategies to borrow responsibly or avoid debt traps
Course Content
Good Debt vs Bad Debt
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How Credit Cards Work
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Understanding APR
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Loans Explained
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How Interest Compounds
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Credit Scores
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Avoiding Debt Trap
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Borrowing Responsibly
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Quiz
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