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📊 WHY THIS MATTERS
In a UK survey of 18–21 year-olds, 79% had never created a budget, 76% had never paid a bill, and 77% had never set aside money for an unexpected expense.
Course Objectives
- Build a simple, realistic personal budget
- Distinguish between fixed and variable costs
- Understand the purpose of an emergency fund
- Track spending against a budget over time
Course Content
What is a Budget?
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Income vs Expenses
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Fixed vs Variable Costs
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Building an Emergency Fund
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The 50/30/20 Rule
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Tracking Your Spending
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When Money Runs Short
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Budgeting Challenge
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Quiz
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